Affordable Option for Ongoing Medical Care
If your elderly parent were struggling to care for a spouse but didn’t want to pay for live-in help or consider assisted living, what would you advise?
Medicare advocate Toni King answers such a question at the Texas website yourHoustonNews.com. Her answer: Consider home health-care. The bonus: Medicare pays for it (unlike with a lot of nursing home care). King writes:
My husband and I have experienced the problem. We talked with a home health agency who explained how his parents could maximize their Medicare dollars with home health care benefits. There is not a co-pay or deductible for home health care. “Original” Medicare will pay 100 percent for any medical services provided by a home healthcare agency.
There are, of course, conditions that must be met before Medicare will pay for the care, which is intermittent. King lists them in the column, “Reader Needs Guidance on Long-Term Care.”
You can find home health-care agencies in your area, along with reviews, here. (Look for agencies that provide medical care, not just custodial.)
You may also be interested in:
- Choosing Home Health-Care? Watch Out for Braggers, Says Blogger
- New Home Health-Care Medicare Rule: See a Doctor
- The Nursing Home Alternative Medicare Pays For: Home Health Care
If you have any questions about this post or need help finding senior-care options for a loved one, call 1-866-483-4896 to speak with a care advisor in your area.
Thank you for sharing that. An ongoing medical care if shouldered alone by the patient and their family can really use up any savings fast, including the medicare dollars. With these tips, the medicare dollars can go a long way.